Average Salary After Tax in Europe (2025)

How much of your salary do you actually keep? This table shows, for each European country, what a full-time worker on that country’s average pay earns before and after income tax and social security, using the official tax and benefit calculations published by Eurostat.

Short answerA single person with no children on average pay keeps between roughly 60% and 80% of gross pay in most European countries. The exact share for each country, and the amount in euros, is in the table below.

Take-home pay of an average worker (single, no children)

CountryYearGross pay a yearIncome taxEmployee social securityTake-home pay a yearTake-home pay a monthKept
Switzerland2023€100,189€11,717€6,412€82,060€6,83882%
Luxembourg2025€83,760€17,569€10,315€55,877€4,65667%
Iceland2023€75,236€20,605€92€54,539€4,54572%
Ireland2025€61,716€12,284€2,530€47,027€3,91976%
Norway2023€63,688€12,862€5,031€45,795€3,81672%
Denmark2025€71,610€26,021€159€45,430€3,78663%
Austria2025€62,628€9,054€11,227€42,347€3,52968%
Netherlands2025€60,636€9,127€10,716€40,793€3,39967%
Sweden2025€50,560€8,068€3,542€38,950€3,24677%
Finland2025€54,528€12,160€4,679€37,690€3,14169%
Germany2025€58,008€8,973€12,501€36,535€3,04563%
Belgium2025€59,544€14,803€8,327€36,414€3,03561%
France2025€44,400€6,970€5,084€32,346€2,69673%
Cyprus2025€34,692€2,380€3,972€28,340€2,36282%
Italy2025€40,056€8,635€3,801€27,788€2,31669%
Spain2025€35,076€5,808€2,227€27,041€2,25377%
Malta2025€32,868€4,757€2,838€25,273€2,10677%
Slovenia2025€38,964€5,437€9,252€24,276€2,02362%
Estonia2025€29,364€6,357€470€22,537€1,87877%
Greece2025€29,652€4,189€3,964€21,498€1,79273%
Portugal2025€27,768€3,264€3,054€21,449€1,78777%
Czechia2025€26,773€2,767€3,106€20,901€1,74278%
Lithuania2025€31,380€6,168€6,119€19,093€1,59161%
Poland2025€26,628€3,891€3,651€19,086€1,59172%
Latvia2025€26,208€4,421€2,752€19,035€1,58673%
Slovakia2025€24,240€2,895€3,248€18,097€1,50875%
Croatia2025€24,612€2,798€4,922€16,892€1,40869%
Hungary2025€23,206€3,481€4,293€15,432€1,28667%
Bulgaria2025€18,622€1,606€2,566€14,450€1,20478%
Romania2025€23,722€1,542€8,303€13,877€1,15658%

Lower and higher earners, and families

CountrySingle, two-thirds of average pay: gross / take-home a monthSingle, 167% of average pay: gross / take-home a monthOne-earner couple, two children, average pay: take-home a month incl. family benefits
Switzerland€5,594 / €4,755€13,943 / €10,744€7,901
Luxembourg€4,677 / €3,576€11,657 / €7,008€6,688
Iceland€4,201 / €3,230€10,470 / €7,022€5,281
Ireland€3,446 / €3,213€8,589 / €5,604€4,526
Norway€3,556 / €2,717€8,863 / €5,766€4,025
Denmark€3,998 / €2,786€9,966 / €5,721€4,514
Austria€3,497 / €2,560€8,716 / €5,487€4,395
Netherlands€3,386 / €2,602€8,439 / €4,886€3,750
Sweden€2,823 / €2,262€7,036 / €4,707€3,485
Finland€3,044 / €2,368€7,588 / €4,575€3,349
Germany€3,239 / €2,188€8,073 / €4,721€4,035
Belgium€3,325 / €2,400€8,287 / €4,399€4,080
France€2,479 / €1,970€6,179 / €4,139€3,297
Cyprus€1,937 / €1,697€4,828 / €3,586€2,471
Italy€2,236 / €1,825€5,574 / €3,350€2,922
Spain€1,958 / €1,601€4,881 / €3,459€2,529
Malta€1,835 / €1,497€4,574 / €3,482€2,598
Slovenia€2,175 / €1,409€5,422 / €3,167€2,320
Estonia€1,639 / €1,332€4,086 / €3,136€2,038
Greece€1,656 / €1,350€4,127 / €2,690€1,951
Portugal€1,550 / €1,405€3,864 / €2,652€2,140
Czechia€1,495 / €1,287€3,726 / €2,839€1,982
Lithuania€1,752 / €1,139€4,367 / €2,642€1,980
Poland€1,487 / €1,091€3,706 / €2,448€2,283
Latvia€1,463 / €1,106€3,647 / €2,562€1,814
Slovakia€1,353 / €1,040€3,373 / €2,419€1,837
Croatia€1,374 / €987€3,425 / €2,261€1,716
Hungary€1,296 / €862€3,230 / €2,148€1,453
Bulgaria€1,040 / €807€2,591 / €2,070€1,324
Romania€1,324 / €775€3,301 / €1,931€1,310

Source: Eurostat, Annual net earnings (earn_nt_net), tax and benefit model calculations made with the OECD. "Average pay" is the average gross earnings of a full-time worker in industry and services in that country. Figures are national, in euros (Eurostat converts non-euro currencies), and per year unless marked a month (Placeivo divides by 12). Net earnings = gross pay minus income tax and employee social security, plus family benefits where they apply. Data updated by Eurostat 2026-10-01, retrieved 2026-10-13.

Before you use these numbers

  • These are national figures for a model worker, not a city salary. Pay in capital cities is often higher than the national average, and rents are higher too.
  • They show the tax rules for someone who is fully taxed in that country. Newcomers may get special schemes (for example temporary tax reliefs for incoming workers in some countries), which are not included.
  • To see whether a salary is enough to rent a flat, use salary needed to live in each capital. For pay in a specific job, see jobs in demand in Europe.
  • For what residents say about life in each capital (safety, housing, jobs, transport), see European capitals ranked by their residents.