Credit and Loans Officers: Jobs in Demand in Europe (2025)
Credit and Loans Officers is an official occupation group (ISCO-08 code 3312) used by the International Labour Organization and Eurostat.
- Loans officer
- Mortgage officer
Latest credit and loans officers job ads
Real vacancies from the official public employment services, updated daily. Job titles are translated into English automatically; the full ad opens on the official site in German or Swedish (your browser's translate button turns it into English).
Germany
358 open ads- Loan officer
German title: Kreditsachbearbeiter
persona service AG & Co.KG Niederlassung Chemnitz-Nord · Posted 2026-10-17 - Loan officer
German title: Kreditsachbearbeiter
Langenhagen ProfessionalPartners GmbH · Essen, Ruhr · Posted 2026-10-08 - Loan officer
German title: Kreditsachbearbeiter
Deutsche Bausparkasse Badenia AG · Karlsruhe, Baden · Posted 2026-09-23 - Loan officer
German title: Kreditsachbearbeiter
PS Direkt GmbH Co. KG · Köln · Posted 2026-10-15 - Loan officer
German title: Kreditsachbearbeiter
MANPOWER GmbH & Co. KG · Schwerin, Mecklenburg · Posted 2026-10-07 - Loan officer
German title: Kreditsachbearbeiter
worx Personalmanagement GmbH · Meißen, Sachsen · Posted 2026-10-14
Source: Bundesagentur für Arbeit (German Federal Employment Agency). Ads are written by employers; Placeivo does not check them. See all ads in Germany
Sweden
57 open ads- Earn 50,000 SEK/M
Swedish title: Tjäna 50 000 SEK/M
Getdet AB · Stockholm · Posted 2026-10-17 - Customer Advisor Lending & Advisory Skellefteå
Swedish title: Kundrådgivare Lending & Advisory Skellefteå
Swedbank AB · Skellefteå · Posted 2026-10-16 - AML specialist
Randstad AB · Göteborg · Posted 2026-10-16 - Head of Trade Finance and Credit Middle Office to DNB
Swedish title: Head of Trade Finance and Credit Middle Office till DNB
Capega AB · Stockholm · Posted 2026-10-16 - Head of Client Services to DNB
Swedish title: Head of Client Services till DNB
Capega AB · Stockholm · Posted 2026-10-16 - Head of Residual Value Management
Swedbank AB · Sundbyberg · Posted 2026-10-15
Source: Arbetsförmedlingen (Swedish Public Employment Service). Ads are written by employers; Placeivo does not check them. See all ads in Sweden
Where credit and loans officers are needed in Europe
| Country | EURES 2025 | Average gross pay, all technicians and associate professionals (2022) | 1-bed rent in the capital |
|---|---|---|---|
| Belgium | Shortage | €4,368 a month * | Brussels: €1,150 |
| Czechia | Shortage | €1,724 a month | Prague: €1,250 |
| Italy | Shortage | €3,001 a month * | Rome: €1,300 |
| Netherlands | Shortage | €3,769 a month | Not yet verified |
| Romania | Shortage | €1,292 a month * | Not yet verified |
| Austria | Surplus | €3,816 a month * | Vienna: €1,250 |
| Bulgaria | Surplus | €966 a month | Sofia: €650 |
| Greece | Surplus | €1,682 a month * | Athens: €1,150 |
| Latvia | Surplus | €1,618 a month | Riga: €870 |
| Norway | Surplus | €6,047 a month | Oslo: €2,000 |
Pay: Eurostat Structure of Earnings Survey 2022, mean gross monthly earnings of all technicians and associate professionals in each country, in euros. This is the average for the whole occupation group, not for credit and loans officers alone, and before tax. * Firms with 10 or more employees only. Rent: Eurostat, good-quality 1-bedroom flat in the capital, 2025.
What credit and loans officers do
Credit and loans officers analyse and evaluate financial information on applications for credit and loans and determine approval or disapproval of the client for the credit or loan, or recommend to management approval or disapproval.
Typical tasks
- Interviewing applicants for personal, mortgage, student and business loans
- Researching and evaluating loan applicant’s financial status, references, credit and ability to repay the loan
- Submitting credit and loan applications to management with recommendations for approval or rejection
- Approving or rejecting loan applications within authorized limits ensuring that credit standards of the institution are respected
- Keeping records of payments, and preparing routine letters requesting payment for overdue accounts and forwarding these for legal action
- Completing credit and loan documentation
Finding credit and loans officers jobs in Europe
- EURES is the official job portal of the EU public employment services. The search above looks for "Loans officer".
- Some jobs are regulated professions: before you can work, your qualification may need to be recognised in the new country.
- If you are not an EU/EEA citizen you will usually need a work permit or a visa such as the EU Blue Card. Check the rules of the country's immigration authority.
Cost of living where the jobs are
Take-home pay needed to rent a good 1-bedroom flat in the capitals of countries reporting a shortage:
About this data
- Shortage and surplus: European Labour Authority, EURES Report on labour shortages and surpluses 2025, annex table 21 (published 2026). Each country's public employment service reports which occupations it finds hard to fill or in oversupply. Countries not listed did not report this occupation as either.
- Definition, tasks and job titles: International Labour Organization, ISCO-08 structure and definitions.
- Pay: Eurostat, Structure of Earnings Survey 2022 (earn_ses22_48), by occupation group.
- Job ads: Bundesagentur für Arbeit (Germany) and Arbetsförmedlingen (Sweden), refreshed about once a day.